Accidental Death & Dismemberment
Plans That Include Accidental Death & Dismemberment Coverage
Worldwide Trip Protector Gold
$25,000 coverage
Worldwide Trip Protector
$10,000 coverage
Trip Protector
Lite Expanded
not included
Trip Protector
Lite
not included
What Accidental Death & Dismemberment Covers
This coverage is included up to a maximum benefit of $10,000 in the Worldwide Trip Protector plan, or up to a maximum benefit of $25,000 in the Worldwide Trip Protector Gold plan. This benefit is not included or available in either the Trip Protector Lite or Trip Protector Lite Expanded plans.
The following table applies to results of the death or injury up to 180 days after the accident.
Table of Losses
Loss of: | Percentage of Maximum Limit Covered: |
| Life | 100% |
| Both hands or both feet | 100% |
| Sight of both eyes | 100% |
| One hand and one foot | 100% |
| Either hand or foot and sight of one eye | 100% |
| Either hand or foot | 50% |
| Sight of one eye | 50% |
| Speech and hearing in both ears | 100% |
| Speech | 50% |
| Hearing in both ears | 50% |
| Thumb and index finger of same hand | 25% |
"Loss" with regard to:
- hand or foot means actual complete severance through and above the wrist or ankle joints
- eye means an entire and irrecoverable loss of sight
- speech or hearing means entire and irrecoverable loss of speech or hearing of both ears
- thumb and index finger means actual severance through or above the joint that meets the finger at the palm